Compare Top Extended Auto Warranties
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Endurance Auto Warranty
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Save thousands on auto repairs! |
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CARCHEX
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Plans available for cars with up to 250,000 miles. Multiple plan options from different providers. Terms up to 10 years. Finance over six, 12, 18 or 24 months. Comes with a 30-day return policy. |
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CarShield
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Markets warranty plans for cars and motorcycles backed by American Auto Shield. Coverage, deductibles and payments vary by vehicle age and mileage. Contracts are transferable and come with a 30-day return policy. |
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Infinite Auto
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Offers three coverage options for used cars. Guarantees 100% payment of all covered repairs, less the deductible. Waiting period is 30 days and 1,000 miles. |
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Protect My Car
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Offers plans for newer and older vehicles up to 20 years old and with up to 299,999 miles. All services provided in-house by Protect My Car employees. Special offers for military personnel. Not available in California. |
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Location
Serves residents in
Detroit, MI
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AA Auto Protection
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Location
Serves residents in
Detroit, MI
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Delta Auto Protect
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Offers three levels of protection. Covers vehicles up to 20 years old with up to 140,000 miles. Coverage is not available in Alabama, California, Florida, Missouri, Texas and Washington. |
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Location
Serves residents in
Detroit, MI
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American Auto Shield
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Does not sell vehicle service contracts directly. Partners with third-party providers to offer eight programs for cars up to 250,000 miles, plus coverage for motorcycles, ATVs and dirt bikes. Available nationwide. |
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Location
Serves residents in
Detroit, MI
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How to choose an extended auto warranty in Detroit
The decision to buy an extended auto warranty comes down to your comfort with potentially major repair costs down the road.
| Pros | Cons |
|---|---|
| Cheaper than a breakdown | You might never need it |
| Customized coverage | Won’t cover all repairs |
| Peace of mind | Could require in-network repairs |
First, research J.D. Power reports for your car’s reliability ratings. It makes more sense to buy an extended auto warranty if the car you’re eyeing lacks mechanical or electronic reliability.
The area you live in also makes a difference. We spend an average of $538 per year on car repairs caused by poor road conditions, such as potholes, according to the Detroit Regional Chamber. Michigan ranks dead last in the country in infrastructure spending per capita. We’ve been at or near the bottom since 1992 and spend almost twice as little as the average of our neighboring states.
It’s not just blown tires and cracked rims that you have to worry about. Potholes cause hidden damage to engines and steering columns. The result of such malfunctions is both dangerous and expensive. The state offers some recourse. Residents can submit a claim for damages with MDOT, but the likelihood of being reimbursed is slim.
Given the condition of our roads, it makes sense for Detroiters to consider an extended auto warranty, especially if you’re eyeing a low profile ride.
There are two types of extended auto warranties: OEMs and aftermarket warranties. Both cover repairs for a set amount of time and/or miles. OEMs are offered by the car maker. Aftermarket warranties are available through third party companies.
| Warranty type | Coverage type | What it actually covers |
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| OEM | Powertrain | The engine |
| OEM | Bumper to bumper | Everything else |
| Aftermarket | Exclusion | Everything not specifically listed in the warranty |
| Aftermarket | Inclusion | Only what is specifically listed in the warranty |
OEMs are usually rolled into the purchase price of a new car, but are often available for lightly-used cars at manufacturer dealerships.
Aftermarket warranties cover new, used and existing vehicles with fewer than 100,000 miles. Unless you are buying from the manufacturer, they’re probably your only option. The good news is these warranties cost significantly less than OEMs. The bad news is you’ll have to read the fine print.
Individual policies vary significantly in coverage exclusions and restrictions, service limitations, repair requirements and deductibles. Coverage usually doesn’t include standard maintenance, batteries, tires or incidents related to an accident.
Cost is dependent on each of the above factors and more:
- Vehicle age
- Vehicle mileage
- Warranty coverage
- Length/miles of coverage
A good rule of thumb is to opt for exclusion warranties (as opposed to inclusion warranties) if possible. Exclusion warranties list everything that’s not covered by the warranty. If it’s not listed, it’s covered.
Inclusion warranties cover only what’s included in the warranty. This often won’t include parts that require replacement or adjustment with service of common systems.
This list of providers is the next step in choosing the best extended auto warranty in Detroit.
Detroit Extended Auto Warranty Reviews
Endurance Auto Warranty |
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Headquartered north of Chicago, Endurance has an ‘A’ rating with the Better Business Bureau. They offer four levels of coverage called Select, Secure, Superior and Supreme. Many customer reviews in Detroit find the plans to be affordable and one appreciated their way of communicating with the hearing impaired. |
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CARCHEX |
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CARCHEX has a Direct Instant Quoting System, an interactive means of visually explaining their programs while speaking on the phone with a member of their sales or support teams. Online customer reviews say they have good customer service and that reps are knowledgeable about the plans offered. |
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CarShield |
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CarShield stands out for providing flexible mechanic choices, courtesy towing, flexible payment plans, 24/7 roadside assistance and rental car services. Getting coverage is as easy as requesting a free quote, personalizing your inclusions and picking the right plan. |
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Infinite Auto |
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Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible. |
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